Portfolio Sell-or-Hold Model

This easy-to-use financial model is designed for real estate investors who want to make data-driven decisions and better understand which properties in their portfolio are under-performing when making sell-or-hold decisions. 

Key Metrics Calculated:
✅Monthly & Annual Cash Flow
✅Cash Return & Equity Return
✅Appreciation Gains
✅Return on Equity (RoE) — your most important decision metric

RoE Insights: Unlock Your True Returns
Don’t let cash flow blind you. While a property might generate strong monthly income, it could still be one of the least profitable assets in your portfolio. Return on Equity (RoE) helps you assess the opportunity cost of holding versus reinvesting. It’s especially powerful when cash flow appears healthy but your equity is sitting idle—or when appreciation and loan paydown quietly outperform. Use RoE to decide if it’s time to hold, refinance, or sell.